Know Your Score.
Own Your Future.
ScoreCare by Scoresathi Technologies gives you free access to your credit score, expert insights, and a personalised roadmap to reach 750+.
Your Credit Score
Get ScoreCare on Your Phone
Available on Android and iOS. Free to download, forever free to use.
Credit Education
What is a Credit Score?
A credit score is a 3-digit number from 300 to 900 that tells lenders how creditworthy you are.
Score Ranges Explained
What Affects Your Score?
Payment History
On-time payments are the biggest factor. Never miss an EMI or bill due date.
Credit Utilization
Keep card usage below 30% of your limit to maintain a healthy score.
Credit Age
Older accounts signal experience. Avoid closing old credit accounts unnecessarily.
Credit Mix
A healthy blend of secured and unsecured loans shows responsible borrowing.
New Enquiries
Too many hard inquiries in a short time can temporarily lower your score.
Why ScoreCare
Benefits of Using ScoreCare
Everything you need to understand, protect, and grow your credit score in one easy-to-use app.
Free Credit Score Check
Check your Experian and CRIF High Mark credit score for free, anytime. No hidden charges, no credit card required.
Personalised Improvement Plan
Get a step-by-step, account-level action plan created by our expert team for your credit report.
Monthly Score Tracking
Stay on top of your credit health with monthly updates and progress tracking toward a 750+ score.
Dispute Assistance
Found an error on your report? Our team helps you file disputes with credit bureaus quickly and easily.
Smart Credit Insights
Understand exactly which factors are hurting your score with clear, actionable tips.
Loan & Card Eligibility
Know which loans and credit cards you are eligible for before you apply.
How It Works
Up and running in 3 minutes
Getting your credit score has never been this fast, free, or easy.
Download & Sign Up
Install ScoreCare and create your free account in seconds.
Verify Your Identity
Enter your PAN and basic details to fetch your report securely.
See Your Score
Instantly see your score with a full credit health breakdown.
Follow Your Plan
Use your personalised plan to start reaching 750+ today.
About Us
Scoresathi Technologies
We are a fintech company headquartered in India, making credit health accessible and understandable for every Indian.
- ✓Founded with the belief that every Indian deserves to understand and improve their credit standing.
- ✓ScoreCare is our flagship product, a free and simple credit management platform.
- ✓Integrated with Experian and CRIF High Mark, two RBI-authorized credit bureaus in India.
- ✓Guided by transparency, privacy, and impact.
Our Mission
To democratize credit knowledge, making it free, simple, and actionable for every Indian household.
Our Vision
A financially literate India where no one is denied opportunity because of a misunderstood credit score.
Our Values
Transparency, privacy by design, and empowerment over dependency.
Our Commitments
Policies & Legal
We operate with full transparency about how we handle your data, your rights, and our terms.
FAQs
Frequently Asked Questions
Is checking my credit score on ScoreCare free?+
Yes, checking your credit score on ScoreCare is always free and does not affect your credit score.
Will checking my score lower it?+
No. Checking your own score is a soft inquiry and has zero impact on your score.
Which credit bureaus does ScoreCare use?+
ScoreCare is powered by Experian and CRIF High Mark, two RBI-authorized credit bureaus.
How long does it take to improve my score?+
Most users see meaningful improvement within 3 to 6 months of following their action plan consistently.
Is my data safe with ScoreCare?+
Yes. We use bank-grade encryption and never sell your personal data to advertisers or third parties.
What is a good credit score in India?+
In India, a score of 750 and above is considered excellent for loans and credit card offers.
Get In Touch